Owners & Contractors Property
Each project is unique but having the correct property insurance does not have to be complicated. We work closely with our clients to design a program that handles the fluctuations in the way you operate and changing values at risk.
Expertly matched insurance placements for the exposures facing our clients. Within our specialization, we carefully review job specifications for both public and private sector projects. We understand the unique enhancements that must be made to a standard insurance policy to fulfill our client’s contractual and insurance / risk management needs. Our approach will, address emerging exposures, negotiate manuscript language allowing for the broadest protection and, in turn, protect our client’s bottom line.
Asking the right questions is essential to understanding the risk. From the nature of construction at the various project locations to understanding the means and methods of a specific job to discerning complex logistics operations, we gather the necessary information to evaluate the exposures and place the appropriate insurance coverage for our clients.
Core and/or project specific General and Umbrella Liability, Business Automobile Liability and Worker’s Compensation policies with the broadest possible terms and conditions.
In the construction industry, professional liability insurance continues to extend beyond traditional architectural and engineering firms. Construction firms today need to have a sound understanding of professional risk and the various ways to manage and finance that risk. Whether it’s vicarious professional liability from subcontracting design, responding to performance specifications under contract, or merely offering construction expertise during constructability reviews, construction firms are increasingly exposed to professional liability, whether they know it or not.
Whether it’s a practice professional liability program for an engineering firm, a professional “protective” for a project owner, a project contractors protective policy for a designated design/build project or a combined professional liability and pollution liability policy for a general contractor, we have the experience and expertise to construct the optimal insurance solution for our clients.
Environmental Liability Insurance has become an integral part of any construction firm’s insurance portfolio. We not only understand “traditional” construction risk, we also understand evolving risk such as environmental liability. Whether it’s a contractor’s job site operations, transportation or materials, disposal practices or owned properties, construction firms face unique environmental risks that need specific and technical attention.
Whatever your industry where environmental impact is a concern, a thorough evaluation of your current and future liabilities will help us develop a risk transfer program to provide financial stability to your company if there is a loss.
Our goals – understand your concerns and work with you to establish objectives. Provide you with cost effective solutions for your insurance and risk management needs. Act as a resource, supplement or function as your in-house Risk Management Department, Anticipate needs and create solutions, be accountable for our goals
We offer insurance programs for Heating/Air, Plumbers, Carpenters, Framers, Drywallers, Landscapers, Tile and Flooring, Carpet cleaners, Electricians, Concrete, Siding, Janitorial, Irrigation Installers, Masonry, Painting, Septic Tank Installers and many more.
Contractor’s Pollution Legal Liability policies. Site-specific environmental liability coverage, Abatement and Demolition, Storage tank liability policies, Cost Cap / Fixed Price Remediation
Commercial & Residential General Contractors, Wrap-ups, Sub-Specialty Contractors including Fire Sprinkler Design & Installation, Electrical, Plumbing, HVAC, Concrete, Ready-Mix in Transit.
Products for the industry include – Builders Risk, Captive Insurance Programs, Property Coverage, Liability Coverage, Equipment / Inland Marine, Installation Floaters, Design / Build, Workers Compensation, Umbrella, Directors & Officers, Employment Practices Liability, Surety, Project Insurance, Environmental