Commercial Auto Insurance
This is an often neglected area of designed commercial insurance programs. Careful construction will ensure the right cover and no coverage gaps.
A commercial auto policy insures your exposures for use of commercial autos owned and non-owned, by employees and specified others. The coverage options are then complemented with other customized commercial products such as commercial general liability, dealers open lot, garage-keepers liability, valet parking and motor truck cargo. In some instances a combined policy may be appropriate allowing a single simple form or a customized package that also captures unique peak risk commercial property exposures.
An appropriately designed commercial umbrella policy will provide access to higher limits when underlying policies are exhausted and ensure coverage gaps are filled.